See Algemene wet bestuursrecht
1 Onder belanghebbende wordt verstaan: degene wiens belang rechtstreeks bij een besluit is betrokken.
2 Ten aanzien van bestuursorganen worden de hun toevertrouwde belangen als hun belangen beschouwd.
Point 1 states: You are only an interested party when your interests are directly involved.
Civil servants decide, that citizens are not an interested party whenever they feel like it.
Point 2 states: Every governmental institution is considered an interested party.
This law looks innocent. But it actually robs all citizens from all their legal rights and gives civil servants absolute power to punish and torment a person or small business whenever they feel like it.
You will find examples of criminal abuse below.
In practice this law is combined with 'Gedoogbeleid' ('Toleration policy')
Officially the Netherlands has a Rule of law. It has laws, police, prosecutors, judges and lawyers. It has courtrooms and they often take much time for a verdict. But this is just window dressing.
Before a judge can decide about right or wrong, you have to get a case before a judge. And the Dutch are extremely corrupt when it comes to that.
The Dutch politicians have created an enormous amount of laws. Nobody can adhere to them all. When 'the system' likes you, the law is not kept. Breaking the law is tolerated, when 'the system' likes you. But when 'the system' wants to destroy you, there are always laws that you did not keep. In the Netherlands you break laws constantly. Mostly laws that no one knows. But the civil servants can find laws to beat you with, as soon as they want to torment you. I speak from first hand experience.
Point 2 of article 1.2 of the Algemene wet bestuursrecht gives civil servants absolute power to crush people they don't like.
It states: 'Every governmental institution is considered an interested party'. This means, that civil servants can uphold the law whenever they feel like it.
There are laws derived from European agreements. Like anti-trust laws and laws to protect consumers against criminal corporations.
Perhaps you believe that these laws are kept. But they are not.
When you ask 'the system' to uphold a law, you have to qualify as 'an interested party'. 'The system' decides, if you qualify or not. When you don't, the law is not kept.
With this policy 'the system' protects criminal corporations and the CEO's against complaints of civilians, that are continuously robbed by large financial corporations. Political leaders, that should have protected the people against this criminal corporations harvest extremely lucrative 'jobs' with these corporations, after their 'tour-of-duty' in the political system.
When a case is finally brought to court, judges decide, that the Netherlands is obliged to honor the European agreements before their own laws and political games. Example: Judges have ruled, that the Netherlands is bound to the agreement to diminish CO2 emissions after Urgenda brought a case to court. See: State of the Netherlands v. Urgenda Foundation.
In a decent country, civil servants and politicians should apply this ruling to general law. The judges ruled in general, that European agreements supersede Dutch laws. But the Netherlands is NOT a decent country. It is ruled by a criminal elite, that robs and steals, lies and cheats as much as they like.
ACM refuses action against the cartel of banks
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10 Oct 2020 I asked the AFM:
Order the Rabo bank to repay the money they have stolen from my bank account with interest manipulation, in accordance with European Consumer Rights.
Give the Rabo bank the highest possible fine for interest manipulation.
The Rabo bank is a notorious repeat offender. In the Libor affaire they settled in the USA for a billion dollar. In the Netherlands they continue with interest manipulation, supported by the entire political system of the Netherlands.
Ask the OM (Public Prosecutors Office) to start a criminal case against the Rabo bankrobbers gang.
They refused to handle my complaints, because I am not an interested party according to their insidious 'General Law Governing Rights'.
Click to see scans of the official answer of the AFM
24 Sept 2019 I asked the ACM:
Enforce the European Consumer Rights
End the cartel of banks.
The interest rates for credit in the Netherlands are more than FOUR times higher than in Germany.
Bankers, the Dutch Central Bank and the Minister of Finance have made secret criminal agreements to force the Dutch consumers to pay for the credit crunch.
19 Nov. 2019 they wrote back:
We refuse to take action against the cartel of banks, because you are not an interested party according to the General Law Governing Rights.
Click to see scans of the official answer of the ACM
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Artikel 120 of the Dutch constitution says:
When evaluating a case in the court of law, the judge is not allowed to ignore a law that is unconstitutional.
The political hooligans of the Netherlands did create a loophole in the constitution, that invalidates the whole constitution.
The political hooligans can make laws that violate the constitution and the courts have to apply them, according to article 120 of the Dutch constitution.
The Netherlands developed an extremely insidious policy, which they call 'Gedoogbeleid' (Toleration policy.) They tolerate gross violations of the law, when it suits their purpose. When they don't like you, they have an enormous arsenal of outrageous laws to punish and torment minorities and people who are different.
In this century, all Ministers of finance of the Netherlands refused to protect the people against criminal financial corporations. Every bit of decency has been sold or leased. The whole political system is rotted down to the core.
Since 1995 Ministers of Finance have been warned for criminal products and schemes, like loan shark policies, interest manipulation, et cetera.
All Ministers of Finance protected the criminal bankers. After their 'tour-of-duty' in politics they harvest their rewards.
The Netherlands is a paradise for financial criminality. Large financial corporations steal and rob as much as they want.
The Minister of Finance and the Dutch Central Bank should regulate these corporations, but they refuse to do so.
After their 'tour-of-duty' in Dutch politics, former Ministers of Finance and members of parliament are rewarded by the financial corporations with very lucrative 'jobs'.
The AFM (Authority Financial Markets) should protect the European Consumer Rights when it comes to financial products sold to consumers, but they refuse to accept any complaints from consumers.
The ACM (Authority Consumers and Market) should protect against abuse of power by cartels, but they behave like a criminal organization.
Toleration policy is the translation of the Dutch word 'Gedoogbeleid'. It is an extremely insidious policy.
It means that the authorities decide if they tolerate violations of the law or that they punish you for it. When you have friends in 'the system', you get away with everything. When 'the system' wants to trample you, the civil servants have an enormous arsenal of laws, that nobody can keep.
The Rabobank is a monoplolist in lending to Dutch farmers. Rabobank provides work for the appraisers. They are fully dependent on Rabobank and follow its instructions. These appraisers have driven up the price, following instructions of the Rabo bank.
1 ha (10,000 m2) costs more than 80,000 euro.
The real value is between 7500 and 15,000 euro.
The farmers pay interest to the Rabo bank. The EU taxpayers pay for this scheme.
Mark Rutte, the prime-minister of the Netherlands, wants to return to the mindset of 'the Golden Century', when the Netherlands was 'great' in slave trade, colonialism, genocide, et cetera.